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	<title>Yuba City, Marysville, and Sutter, CA Real Estate – Thresa Steidlmayer and Team</title>
	<link>http://www.topspaces.com</link>
	<description></description>
	<lastBuildDate>Tue, 18 Oct 2011 21:08:33 +0000</lastBuildDate>
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	<item>
		<title>How to Tell if Your Housing Market Has Hit Bottom</title>
		<description><![CDATA[
]]></description>
		<link>http://www.topspaces.com/how-to-tell-if-your-housing-market-has-hit-bottom/</link>
			</item>
	<item>
		<title>Working with your Real Estate Agent</title>
		<description><![CDATA[Why you should use a Real Estate Professional...help to expand your knowledge in the industry and use their expert advice!]]></description>
		<link>http://www.topspaces.com/working-with-your-real-estate-agent/</link>
			</item>
	<item>
		<title>Market Activity Reports: Mortgage Applications Drop 13% in Latest MBA Survey</title>
		<description><![CDATA[The number of Mortgage applications decrease.Interest rates increased.]]></description>
		<link>http://www.topspaces.com/market-activity-reports-mortgage-applications-drop-13-in-latest-mba-survey/</link>
			</item>
	<item>
		<title>Fed Sticks to Policy Initiatives as Economic Growth Remains Constrained</title>
		<description><![CDATA[According to the board, growth in household spending picked up late last year, but remains constrained by high unemployment, lower housing wealth, and tight credit. Among the laundry list of areas of concern is the fact that “the housing sector continues to be depressed, while investment in nonresidential structures is still weak, [and] employers remain reluctant to add to payrolls.”

]]></description>
		<link>http://www.topspaces.com/fed-sticks-to-policy-initiatives-as-economic-growth-remains-constrained/</link>
			</item>
	<item>
		<title>REOs the Topic du Jour in Washington&#8211;Keep up on Foreclosure News!</title>
		<description><![CDATA[Stay Current on REO and Foreclosure News! Whats happening in your neighborhood? ]]></description>
		<link>http://www.topspaces.com/reos-the-topic-du-jour-in-washington-keep-up-on-foreclosure-news/</link>
			</item>
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		<title>Research Firm Says Housing Currently Undervalued by 14% to 17%</title>
		<description><![CDATA[
The sharp fall in residential property prices in the third quarter means that housing in the United States has become even more undervalued, according to the analysts at Capital Economics.

Based on the latest S&#38;P Case-Shiller index, Capital Economics has concluded that house prices are now 17 percent undervalued relative to disposable income per capita. Housing [...]]]></description>
		<link>http://www.topspaces.com/research-firm-says-housing-currently-undervalued-by-14-to-17/</link>
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		<title>Fannie and Freddie Restart Frozen REO Sales</title>
		<description><![CDATA[
By: Carrie Bay
Both Fannie Mae and Freddie Mac have instructed their selling agents to move forward with transactions involving foreclosed properties in cases where sales were suspended due to potential problems with the legal paperwork.
The GSEs were forced to temporarily halt the sale of certain properties two months ago when news surfaced that some of [...]]]></description>
		<link>http://www.topspaces.com/fannie-and-freddie-restart-frozen-reo-sales/</link>
			</item>
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		<title>LPS: More Than 7M Mortgages Are Delinquent or in Foreclosure</title>
		<description><![CDATA[There are 7,043,000 mortgages in the United States that are at least 30 days past due or in the process of foreclosure, according to Lender Processing Services (LPS)....foreclosures are on the rise.


]]></description>
		<link>http://www.topspaces.com/lps-more-than-7m-mortgages-are-delinquent-or-in-foreclosure/</link>
			</item>
	<item>
		<title>Mortgage Delinquencies Drop in Third Quarter: MBA</title>
		<description><![CDATA[...lenders are still dealing with a massive backlog of defaults, and they stepped up initiations of foreclosure proceedings during the July to September period.]]></description>
		<link>http://www.topspaces.com/mortgage-delinquencies-drop-in-third-quarter-mba/</link>
			</item>
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		<title>5 MORE Foreclosure Myths &#8211; BUSTED!</title>
		<description><![CDATA[Whether you’re a buyer looking at foreclosures, a homeowner struggling to keep your home or a seller concerned making sure your home can compete with the foreclosed homes on your block, these foreclosure myths are prime for the busting, with no further ado. 
]]></description>
		<link>http://www.topspaces.com/5-more-foreclosure-myths-busted/</link>
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